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        <dc:title>Laporan Akhir Penelitian Internal Dosen: Faktor Yang Mempengaruhi Non Performing Loan Bank Swasta di Indonesia</dc:title>
        <dc:creator>Khalid Fauzi Aziz, Aziz</dc:creator>
        <dc:creator>Ugroseno Damara Prasadhana Handoyo, Handoyo</dc:creator>
        <dc:creator>Muksin Nur Indra, Indra</dc:creator>
        <dc:subject>H Social Sciences (General)</dc:subject>
        <dc:description>Penelitian ini bertujuan untuk menganalisis pengaruh struktur modal, inflasi, dan suku bunga terhadap kredit macet (NPL) pada bank-bank swasta di Indonesia periode 2020-2024. Data panel dianalisis menggunakan model Fixed Effect (FEM) dan diuji robustness-nya dengan metode Generalized Least Squares (GLS). Hasil penelitian menunjukkan bahwa struktur modal, inflasi, dan suku bunga memiliki pengaruh positif dan signifikan terhadap NPL. Bank-bank dengan struktur modal yang lebih tinggi, inflasi yang lebih tinggi, dan suku bunga yang lebih tinggi cenderung memiliki NPL yang lebih tinggi. Penelitian ini memberikan implikasi penting bagi bank dan regulator dalam mengelola risiko kredit macet</dc:description>
        <dc:publisher>LPPM UNIVERSITAS BOJONEGORO</dc:publisher>
        <dc:date>2026-01-01</dc:date>
        <dc:type>Other</dc:type>
        <dc:type>NonPeerReviewed</dc:type>
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        <dc:language>en</dc:language>
        <dc:identifier>https://repository.unigoro.ac.id/id/eprint/5184/1/Laporan%20Akhir%20-%20Khalid%20Fauzi%20Aziz.pdf</dc:identifier>
        <dc:identifier>  Khalid Fauzi Aziz, Aziz and Ugroseno Damara Prasadhana Handoyo, Handoyo and Muksin Nur Indra, Indra  (2026) Laporan Akhir Penelitian Internal Dosen: Faktor Yang Mempengaruhi Non Performing Loan Bank Swasta di Indonesia.  LPPM UNIVERSITAS BOJONEGORO.     </dc:identifier></oai_dc:dc>
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