?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.relation=https%3A%2F%2Frepository.unigoro.ac.id%2Fid%2Feprint%2F5282%2F&rft.title=Laporan+Akhir+Penelitian+Internal+Dosen%3AAnalisis+Pengaruh+Literasi+Keuangan+dan+Gaya+Hidup+Terhadap+Pengelolaan+Keuangan+Pribadi+Mahasiswa+Universitas+Bojonegoro&rft.creator=Reza+Anggapratama%2C+Anggapratama&rft.creator=Dwi+Irnawati%2C+Irnawati&rft.creator=Kustaji%2C+Kustaji&rft.creator=Muhammad+Rizqi+Agustino%2C+Agustino&rft.creator=Fauzian+Noor%2C+Noor&rft.creator=Sofie+Shalzabilla+Meta+Firanka%2C+Firanka&rft.creator=Amelia+Ivoka+Junea%2C+Junea&rft.subject=H+Social+Sciences+(General)&rft.description=This+study+aims+to+determine+the+effect+of+financial+literacy+and+lifestyle+on+the+personal+financial+management+of+Bojonegoro+University+students%2C+given+the+low+level+of+financial+literacy+in+Indonesia+and+the+importance+of+adequate+understanding+of+finance+to+support+economic+growth+and+financial+well-being.+This+study+also+aims+to+determine+whether+financial+literacy+and+lifestyle+jointly+affect+the+personal+financial+management+of+these+students.+The+research+method+used+is+a+mixed-method+approach+using+a+sample+of+100+Bojonegoro+University+students.+Data+were+collected+through+the+use+of+questionnaires+and+interviews.+Quantitative+data+were+analyzed+using+validity%2C+reliability%2C+normality%2C+multicollinearity%2C+heteroscedasticity%2C+t-test%2C+F+test%2C+and+R+test+with+the+help+of+the+SPSS+version+21+application.+The+results+showed+that+financial+literacy+had+a+significant+effect+on+the+personal+financial+management+of+Bojonegoro+University+students%2C+while+lifestyle+had+no+significant+effect.+In+addition%2C+financial+literacy+and+lifestyle+together+have+a+significant+effect+on+the+personal+financial+management+of+these+students+simultaneously.+Financial+literacy+and+lifestyle+variables+together+contribute+34.92%25+to+the+personal+financial+management+of+Bojonegoro+University+students.&rft.publisher=LPPM+UNIVERSITAS+BOJONEGORO&rft.date=2026-01-01&rft.type=Other&rft.type=NonPeerReviewed&rft.format=text&rft.language=en&rft.identifier=https%3A%2F%2Frepository.unigoro.ac.id%2Fid%2Feprint%2F5282%2F1%2FLaporan%2520Penelitian%2520Semester%2520Ganjil%25202024-2025%2520-%2520reza%2520angga.pdf&rft.identifier=++Reza+Anggapratama%2C+Anggapratama+and+Dwi+Irnawati%2C+Irnawati+and+Kustaji%2C+Kustaji+and+Muhammad+Rizqi+Agustino%2C+Agustino+and+Fauzian+Noor%2C+Noor+and+Sofie+Shalzabilla+Meta+Firanka%2C+Firanka+and+Amelia+Ivoka+Junea%2C+Junea++(2026)+Laporan+Akhir+Penelitian+Internal+Dosen%3AAnalisis+Pengaruh+Literasi+Keuangan+dan+Gaya+Hidup+Terhadap+Pengelolaan+Keuangan+Pribadi+Mahasiswa+Universitas+Bojonegoro.++LPPM+UNIVERSITAS+BOJONEGORO.+++++