?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aufirst=Mugiyanto&rft.au=Mugiyanto%2C+Mugiyanto&rft.aulast=Mugiyanto&rft.title=Analisis+Yuridis+Keabsahan+dan+Kekuatan+Pembuktian+Tanda+Tangan+Elektronik+dalam+Perjanjian+Kredit+Perbankan+di+Indonesia&rft.inst=Hukum&rft.degree=Bachelor&rft.date=30+June+2026