{ "creators": [ { "name": { "lineage": null, "given": "Sari", "family": "Lulut Putri Indah Sari", "honourific": null } } ], "lastmod": "2026-07-29 07:26:02", "datestamp": "2026-07-29 07:26:02", "dir": "disk0/00/00/56/06", "eprintid": 5606, "rev_number": 45, "thesis_name": "sarjana", "institution": "Hukum", "abstract": "Penelitian ini mengkaji kepastian hukum terhadap objek jaminan Hak Tanggungan pada pembiayaan syariah bermasalah berdasarkan Putusan Pengadilan Agama Bojonegoro Nomor 1716/Pdt.G/2024/PA.Bjn, sebuah perkara yang menjadi menarik karena hasil sidang Pemeriksaan Setempat (descente) mengungkap bahwa tanah objek jaminan telah dikeruk debitur sedalam kurang lebih dua meter sebelum eksekusi dilaksanakan. Penelitian ini menggunakan jenis penelitian hukum normatif-empiris dengan pendekatan perundang-undangan, konsep, dan kasus. Hasil penelitian menunjukkan bahwa kepastian hukum terhadap objek jaminan telah terpenuhi secara formal melalui keabsahan akad murabahah dan pengikatan Hak Tanggungan, namun belum sempurna secara material karena tindakan tafrith debitur berupa pengerukan tanah tanpa izin, mengingat Undang-Undang Nomor 4 Tahun 1996 tentang Hak Tanggungan tidak mengatur secara eksplisit konsekuensi hukum atas penurunan nilai jaminan akibat perbuatan debitur sendiri. Pertimbangan hukum Majelis Hakim dinilai telah sistematis dan sesuai dengan hukum positif serta prinsip syariah, dengan menjadikan hasil descente sebagai bagian dari ratio decidendi, meskipun putusan belum mengatur secara eksplisit tanggung jawab debitur atas selisih nilai jaminan yang timbul. Penelitian ini menyarankan penyempurnaan regulasi Hak Tanggungan serta optimalisasi mekanisme pengawasan objek jaminan oleh lembaga perbankan syariah.", "corp_creators": [ "Universitas Bojonegoro" ], "uri": "https://repository.unigoro.ac.id/id/eprint/5606", "contributors": [ { "name": { "lineage": null, "given": "INDARTA", "family": "DIDIEK WAHJU INDARTA", "honourific": null } }, { "name": { "lineage": null, "given": "MANGAR", "family": "IRMA MANGAR", "honourific": null } } ], "divisions": [ "sch_che" ], "documents": [ { "eprintid": 5606, "placement": 1, "rev_number": 2, "main": "ABSTRAK.pdf", "uri": "https://repository.unigoro.ac.id/id/document/13629", "format": "text", "mime_type": "application/pdf", "pos": 1, "language": "en", "docid": 13629, "security": "staffonly", "files": [ { "mtime": "2026-07-28 05:06:44", "hash": "8c39f6f2c6dc91538558410fe23b693b", "datasetid": "document", "objectid": 13629, "filename": "ABSTRAK.pdf", "hash_type": "MD5", "uri": "https://repository.unigoro.ac.id/id/file/72142", "mime_type": "application/pdf", "fileid": 72142, "filesize": 472343 } ] }, { "eprintid": 5606, "placement": 2, "rev_number": 1, "main": "BAB I.pdf", "uri": "https://repository.unigoro.ac.id/id/document/13630", "format": "text", "mime_type": "application/pdf", "pos": 2, "language": "en", "docid": 13630, "security": "public", "files": [ { "mtime": "2026-07-28 05:07:36", "hash": "d13a602cf3cef55a8c296e0c98370e97", "datasetid": "document", "objectid": 13630, "filename": "BAB I.pdf", "hash_type": "MD5", "uri": "https://repository.unigoro.ac.id/id/file/72144", "mime_type": "application/pdf", "fileid": 72144, "filesize": 47867 } ] }, { "eprintid": 5606, "placement": 3, "rev_number": 2, "main": "BAB II.pdf", "uri": "https://repository.unigoro.ac.id/id/document/13631", "format": "text", "mime_type": "application/pdf", "pos": 3, "language": "en", "docid": 13631, "security": "validuser", "files": [ { "mtime": "2026-07-28 05:07:45", "hash": "4ebbd13fba1a0040ac7b1f541ced31f6", "datasetid": "document", "objectid": 13631, "filename": "BAB II.pdf", "hash_type": "MD5", "uri": "https://repository.unigoro.ac.id/id/file/72146", "mime_type": "application/pdf", "fileid": 72146, "filesize": 177910 } ] }, { "eprintid": 5606, "placement": 4, "rev_number": 2, "main": "BAB III.pdf", "uri": "https://repository.unigoro.ac.id/id/document/13632", "format": "text", "mime_type": "application/pdf", "pos": 4, "language": "en", "docid": 13632, "security": "validuser", "files": [ { "mtime": "2026-07-28 05:07:52", "hash": "583ef6cfd8bf7bef03d3471484678e50", "datasetid": "document", "objectid": 13632, "filename": "BAB III.pdf", "hash_type": "MD5", "uri": "https://repository.unigoro.ac.id/id/file/72148", "mime_type": "application/pdf", "fileid": 72148, "filesize": 82374 } ] }, { "eprintid": 5606, "placement": 7, "rev_number": 3, "main": "LAMPIRAN.pdf", "uri": "https://repository.unigoro.ac.id/id/document/13873", "format": "text", "mime_type": "application/pdf", "pos": 6, "language": "en", "docid": 13873, "security": "validuser", "files": [ { "mtime": "2026-07-29 04:32:33", "hash": "3b368804643cca319912855bad1d54f9", "datasetid": "document", "objectid": 13873, "filename": "LAMPIRAN.pdf", "hash_type": "MD5", "uri": "https://repository.unigoro.ac.id/id/file/73304", "mime_type": "application/pdf", "fileid": 73304, "filesize": 44857 } ] }, { "eprintid": 5606, "placement": 6, "rev_number": 2, "main": "BAB IV.pdf", "uri": "https://repository.unigoro.ac.id/id/document/13914", "format": "text", "mime_type": "application/pdf", "pos": 7, "language": "en", "docid": 13914, "security": "public", "files": [ { "mtime": "2026-07-29 07:20:32", "hash": "325edcdaa734062c9d3cc1ada9fd2294", "datasetid": "document", "objectid": 13914, "filename": "BAB IV.pdf", "hash_type": "MD5", "uri": "https://repository.unigoro.ac.id/id/file/73495", "mime_type": "application/pdf", "fileid": 73495, "filesize": 24906 } ] } ], "note": 24742012130, "subjects": [ "C1" ], "thesis_type": "bachelor", "title": "Kepastian Hukum Terhadap Objek Jaminan Hak Tanggungan pada Pembiayaan Syariah Bermasalah: Analisis Putusan Pengadilan Agama Bojonegoro Nomor 1716/Pdt.G/2024/PA.Bjn", "date_type": "published", "keywords": "Kepastian Hukum, Hak Tanggungan, Pembiayaan Syariah, Wanprestasi, Pengadilan Agama", "status_changed": "2026-07-29 07:26:02", "department": "Hukum", "eprint_status": "archive", "date": "2026-06-30", "metadata_visibility": "show", "ispublished": "pub", "type": "thesis", "full_text_status": "restricted", "userid": 2109 }